We can help you select and negotiate the most suitable mortgage for your needs at the best available terms and conditions, while providing impartial advice and assistance throughout the process. Thanks to strong relationships with some of the best lenders in the Italian market, we can provide you with competitive fixed or adjustable rate mortgage products, very often with exclusive discounts or special features, which are sometimes difficult for foreign buyers to obtain.
Once you have found your property, to apply for a mortgage you will need certain documents regarding the property and your income (copy of the preliminary purchase contract, ownership and cadastral certificates, pay slips, income tax declaration, bank statements etc). The Lender will then carry out a preliminary check before giving approval, subject to a property survey to be carried out by a surveyor appointed by the Lender. At this point, if everything is satisfactory, the final signing of the mortgage will take place in front of a Notary at the same time as the final deed of sale.
We can also prepare business plans and forecasts for small businesses such as B&Bs in order to negotiate loans for renovation and refurbishment purposes.
Qualified financial agent (mediatore creditizio), registered in The Italian Federation of Financial Agents (La Federazione Italiana Mediatori Creditizi)